Search Local Listings
|
|
|

|
North Raleigh and midtown investment advice
|
|
Ever wonder how people made fortunes on real estate before the days of 30% and 40% "appreciation".
With smart choices, well planned purchases and monitored progress. Gone are the days of "Quick somethings for sale lets buy it now no matter what it is".With this comes the need for knowledge and foresight in local and alternative investments. A person to tell you what has worked and experience to help understand what things may work in the future. Each purchase has its risk and reward.Some may be outside conventional buy and rent to build equity mindset yet still do not require unrealistic markets, while others are just good deals that should be considered. Let the investment advisor assist you in finding what can benefit you and your future the most. |
Calculators
|
|
|
Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.
Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.
|
|
|
|
|
Required
|
Optional
|
Results
|
Receive this Detailed Analysis
|
|
|
|
Your Monthly Payments
|
| |
| Loan Amount: |
|
|
|
| Loan Insurance (
%): |
|
|
|
| Total Loan(Mortgage) Amount: |
|
|
|
| |
|
|
|
| Principal & Interest: |
|
|
|
| Homeowners Insurance: |
|
|
|
| Property Taxes: |
|
|
|
| Condo Fees: |
|
|
|
| Monthly Loan Insurance (%): |
|
|
|
| Total Monthly Payment: |
|
|
|
| |
| Income Needed to Qualify for the Mortgage |
| |
| Total Monthly Loan Payment: |
|
|
| Total Monthly Debt Payment: |
|
|
| Monthly Loan Insurance (%): |
|
|
| Qualifying Income of
% GDS Ratio: |
|
|
| Qualifying Income of % TDS Ratio: |
|
|
| |
| What You Can Afford |
| We are using the % ratio.
|
| Cost of House: |
|
|
| Down Payment: |
|
|
| Loan Value: |
|
|
| Monthly Principal & Interest: |
|
|
| Monthly Insurance: |
|
|
| Monthly Property Tax: |
|
|
| Monthly Condo Fees: |
|
|
| |
| Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate) |
|
|
|
Feedback Form
|
|
|
What do you think of the site? Any information you want to see or something hard to find?
Please let us know how we can work to better serve you.
Whether you are planning to buy your first home or sell your existing home, contact us today!
We'd love to hear from you!
|
|